Terms and Conditions

These gift and competition terms and conditions are promoted by MyCoverExpert.com.

On selected products or campaigns, we offer vouchers or other incentives. MyCoverExpert.com will offer these vouchers based on the following terms and conditions.

To be eligible you must a purchase a life insurance policy through MyCoverExpert.com or through one our carefully selected partners via a referral through us.

The value of the vouchers that you qualify for will directly relate to the value of your monthly premium and the terms of the policy. The maximum value of vouchers you will receive is £50 per valid policy.

  • A £25 monthly premium or above will qualify for £50 worth of vouchers.
  • A £20 monthly premium will qualify for £40 worth of vouchers.
  • A £15 monthly premium will qualify for £30 worth of vouchers
  • A £10 monthly premium will qualify for £20 worth of vouchers.
  • Minimum monthly premium of £10 and a policy term of 12 years or more

Only one voucher will be issued per policy and per individually named person. Multiple voucher claims are not allowed under this offer.

MyCoverExpert.com reserves the right to withhold a voucher or gift if sufficient proof is not provided from the individual in question.

The value of the vouchers you can receive will be confirmed by your adviser upon application and will be delivered as soon as we have proof of your identity and confirmation that the policy has been active for 6 months.

You will receive an email from MyCoverExpert.com within 30 days from the 6th premium payment via the email address you provided to us. The email will have a link to an online claim form where you will have to fill out your details. The voucher will be sent within 28 days of the customer choosing the voucher. If the voucher is not received within 28 days please email info@mycoverexpert.com with your full name, address and contact details. Vouchers are also subject to your adviser's terms and conditions of business and individual advisers may apply additional terms and conditions to the offer.

The voucher you select will be subject to the issuer's own terms and conditions (which will be different from ours). It is very important that you read and understand these terms and conditions carefully.

You are under no obligation to take the voucher.

MyCoverExpert.com does not accept any responsibility or liability under or in connection with these terms and conditions (including without limitation as a result of technical fault, computer or electronic malfunction, or incomplete, illegible, lost or fraudulent entries).

Super Nintendo Mini Competition

MyCoverExpert.com will offer the chance to win a Super Nintendo Mini for all customers that take out a Private Medical Insurance policy through one of our partners/providers. This competition will be valid from 1st April 2018 - 31st May 2018 at 23:59 (GMT). Any entries made before or after this time will not be valid. The winner will be chosen randomly and announced on 11th June 2018 in our newsletter and/or via social media and the winner will be notified by email within 28 working days from the draw date. The competition entry is free and each valid email address and contact details is added to the prize draw. A valid email address/contact details is an active telephone number or email address that can be used to contact the customer.

  • The competition is open for only UK residents over 18 and only one entry will be accepted per individual.
  • By submitting an entry, you have agreed that it might be published on our social media pages, website and newsletter.
  • The prize is non-transferable and there is no cash alternative available.
  • MyCoverExpert.com retain the right to alter the terms of this competition at any time. Entry into the competition is deemed acceptance of these terms and conditions.
  • Only one entry per person and repeat entries in different months will not be valid.

MyCoverExpert.com does not accept any responsibility or liability under or in connection with these terms and conditions (including without limitation as a result of technical fault, computer or electronic malfunction, or incomplete, illegible, lost or fraudulent entries).

MyCoverExpert.com reserves the right to cancel or modify these terms and conditions at any time without notice and at its sole discretion. If any paragraph in these terms and conditions is found by any court or administrative body of competent jurisdiction to be invalid or unenforceable, such invalidity or unenforceability shall not affect the other paragraphs of these terms and conditions, which shall remain in full force and effect. The retailers used for advertising and competition on MyCoverExpert.com (Tesco, Amazon, Apple etc) are not sponsors of the promotion. The gift vouchers may be redeemed on the voucher retailer website towards the purchase of eligible products. The vouchers cannot be reloaded, resold, transferred for value, redeemed for cash or applied to any other account.

These gift offer terms were last updated on the 16th April 2018